Virugambakkam is a well-established residential locality in West Chennai, known for its excellent connectivity, thriving community, and proximity to commercial hubs like Vadapalani and Koyambedu. Whether you're a first-time buyer or upgrading your home, this guide will walk you through everything you need to know before buying an apartment in Virugambakkam.

1. Why Choose Virugambakkam?

 Strategic Location

• Just 3–5 km from Vadapalani, Koyambedu, and Ashok Nagar

• Easy access to Arcot Road, Inner Ring Road, and 100 Feet Road

• Close to the Koyambedu Metro Station and well-connected via MTC buses

 Developed Infrastructure

• Schools: La Chatelaine, AV Meiyappan Matric, Vani Vidyalaya

• Hospitals: Fortis, Rakshith Hospital, and MM Hospital

• Entertainment & Shopping: Forum Vijaya Mall, Chandra Metro Mall, local markets

 Peaceful Yet Urban

• Calm, residential feel with wide roads and greenery

• Traditional homes blend with modern apartments

• Popular with working professionals, film industry people, and retirees. 

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2. Apartment Types Available

 Builder Floor Apartments

• Common in interior streets

• Cost-effective, less maintenance

• Usually lack gated security and amenities

 Gated Community Apartments

• High-rise or mid-rise buildings with 24x7 security

• Common amenities like gym, play area, lift, power backup

• Ideal for families with children or elders

 Luxury/Builder Projects

• Premium apartments with high-end specs

• Branded builders like Prestige, Casagrand, and individual luxury developers

• Located closer to Arcot Road or metro access. 

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3. Price Trends in Virugambakkam (As of 2025)

Note: Prices vary based on street location, floor, age of the building, and amenities.

4. Legal Checklist for Apartment Buyers

Before you finalize a purchase, verify:

1. RERA Registration Number (for new and under-construction projects)

2. Sale Deed – Check the chain of ownership

3. Encumbrance Certificate (EC) – To ensure no legal disputes

4. UDS (Undivided Share of Land) – Crucial for resale value

5. Patta (if applicable) and property tax receipts

6. Occupancy Certificate (OC) – Only for completed buildings

7. Building Approval – Should be from CMDA or relevant authority

5. Financial Planning & Loan Options

 Budget Planning

• Calculate total cost = Apartment Price + Registration + Stamp Duty + Interiors + Advance Maintenance

• Keep a buffer of 5–10% for hidden costs

 Loan Assistance

• Most major banks (SBI, HDFC, ICICI) provide home loans here

• Compare interest rates and processing fees

• Pre-approved projects get faster disbursal

6. Things to Watch Out For

1. Water supply – Some streets depend on borewells; check for Metro water connection

2. Flood-prone zones – Avoid low-lying areas; check monsoon drainage

3. Noise levels – Apartments near main roads or schools can be noisy

4. Parking availability – Confirm with builder or association

5. Age of construction – Older buildings may require renovation or have lower resale value

7. Tips for First-Time Buyers

• Visit during day and night to get a feel for the neighborhood

• Talk to existing residents about maintenance and issues

• Check if the apartment qualifies for PMAY subsidy (if applicable)

• Prefer properties close to metro, schools, or bus stops for convenience and better appreciation

• Don’t compromise on legal documentation even for resale properties

8. Future Growth & Investment Potential

• Virugambakkam is poised for steady appreciation thanks to:

  • Metro rail connectivity expansion

  • Proximity to TV studios and business hubs

  • Infrastructure upgrades along Arcot Road

• Good rental yield – especially for 2 BHK near metro corridors

• Suitable for both end-users and long-term investors

Virugambakkam offers a perfect blend of tradition and modern convenience. With strong infrastructure, excellent connectivity, and a diverse community, it’s a wise choice for anyone looking to buy a residential apartment in Chennai. Whether you’re buying for living or investment, just ensure that the property is legally sound, reasonably priced, and suits your family’s needs.

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