1. Meaning of a Builder Floor Apartment
A builder floor apartment is a residential property where each floor of a low-rise building is sold as a separate unit to different owners. Unlike large apartment complexes, builder floors are usually constructed on individual plots of land and have limited number of homes, typically:
- Ground + 1 floor
- Ground + 2 floors
- Stilt + 2 or 3 floors
Each buyer owns:
- A complete floor
- A proportionate share of land (UDS – Undivided Share of Land)
- Rights to common areas such as staircase, parking, and terrace (as per agreement)
2. Builder Floor Apartments in Porur – Local Context
Porur is one of the most preferred residential localities in West Chennai due to its steady infrastructure growth and residential demand. Builder floor apartments are common in Porur because:
- Plot-based construction is widely permitted
- Demand for low-density housing is high
- Families prefer privacy over crowded high-rise apartments
- Land value appreciation supports builder floor development
Most builder floor apartments in Porur are located in interior residential streets, offering a calm living environment away from traffic congestion.
3. Layout and Configuration Details
Typical Flat Configurations
- 2 BHK Builder Floor
- Built-up area: 900 – 1100 sq.ft
- 2 bedrooms
- 2 bathrooms
- Living and dining area
- Kitchen with utility space
- Balcony or sit-out
3 BHK Builder Floor
- Built-up area: 1200 – 1500 sq.ft
- 3 bedrooms
- 2 or 3 bathrooms
- Larger living and dining area
- Kitchen with utility
- Balcony
Floor-wise Distribution
- Ground floor: Preferred by senior citizens and families with children
- First/Second floor: Better ventilation and privacy
- Top floor: Often includes terrace access (if specified in agreement)
4. Construction Specifications (Commonly Found)
Builder floor apartments in Porur generally include the following specifications:
- RCC framed structure
- Solid brick walls
- Vitrified tile flooring
- Teak or engineered wood main door
- UPVC or aluminium windows
- Modular electrical fittings
- Anti-skid tiles in bathrooms
- Granite kitchen platform with stainless steel sink
Higher-end builder floors may also include:
- Lift facility
- CCTV cameras
- Video door phone
- Power backup for common areas
5. Pricing Details and Cost Structure
Approximate Price Range
- 2 BHK: Rs 65 Lakhs – Rs 85 Lakhs
- 3 BHK: Rs 85 Lakhs – Rs 1.10 Crore
Factors Affecting Price
- Location within Porur (main road vs interior street)
- Quality of construction and materials
- Total number of floors in the building
- Availability of lift and covered parking
- UDS value
- Ready-to-move or under-construction status
Additional Costs
- Stamp duty and registration charges
- GST (only for under-construction properties)
- EB connection charges
- Water and sewer connection charges
- Maintenance deposit (if applicable)
6. Legal and Approval Aspects (Very Important)
Before purchasing a builder floor apartment in Porur, ensure the following:
- CMDA approved building plan
- Clear land title with parent documents
- Encumbrance Certificate (EC)
- Sale deed clearly mentioning:
- Built-up area
- UDS (Undivided Share of Land)
- Car parking rights
- Completion certificate (for ready properties)
Legally approved builder floor apartments are eligible for bank home loans.
7. Ownership and Maintenance Structure
- Each floor owner owns their individual flat and UDS
- Common areas are jointly owned
- Maintenance is either:
Self-managed by owners, or
Shared among all residents
Maintenance Cost
- Usually low compared to gated communities
- Covers cleaning, water motor, lighting, and minor repairs
8. Advantages of Builder Floor Apartments in Porur
- High level of privacy
- Fewer neighbours
- Independent house-like living
- Lower monthly maintenance
- Better control over common areas
- Strong resale demand in developed localities
9. Limitations to Be Aware Of
- Limited amenities (no clubhouse, swimming pool, etc.)
- Maintenance depends on cooperation among owners
- Construction quality varies by builder
- Fewer recreational facilities compared to large apartments
10. Suitability for Buyers
Builder floor apartments in Porur are suitable for:
- Families looking for peaceful residential living
- Buyers preferring privacy and low density
- People planning long-term self-occupation
- Buyers seeking good land value appreciation
Conclusion
A builder floor apartment in Porur offers privacy, practical living space, and long-term value. With proper legal verification and quality construction, it is a reliable housing option for families seeking a calm residential environment within Chennai.
Frequently Asked Questions (FAQs)
Q1. Is a builder floor apartment safe to buy in Porur?
Yes, provided the property has proper approvals, clear title, and legal documentation.
Q2. What is UDS in a builder floor apartment?
UDS (Undivided Share of Land) is your legal share in the land on which the building is constructed.
Q3. Are builder floor apartments good for resale?
Yes. Due to limited supply and strong demand, resale value remains stable in Porur.
Q4. Can I get a home loan?
Yes. Banks approve loans for builder floor apartments with valid CMDA approval.
Q5. Is GST applicable?
GST applies only to under-construction builder floor apartments. Ready-to-move homes are exempt.
Q6. Are lifts mandatory?
No. Lift availability depends on building height and builder design.
Q7. How many floors are usually constructed?
Typically Ground + 1 or Ground + 2 floors, depending on plot size and road width.
