Star Housing Finance Limited (Star HFL), a BSE listed home finance company (BSE Scrip code BOM: 539017) operational in low cost retail housing finance space across multiple states has reported its annual financial results exhibiting AUM growth and stable asset quality For the twelve months ending March 31, 2025, Star HFL posted total revenue of Rs. 94.96 crs, a 54.06% y-o-y increase. Profit after tax (PAT) rose by 25% to Rs. 11.10 crs, compared to Rs. 8.88 crs in FY2023-24. During the fourth quarter of FY2024-25, the company recorded total revenue of Rs. 27.89 crs and PAT of Rs. 2.93 crs, compared to Q4 FY2023-24 revenue of Rs. 19.34 crs and PAT of Rs. 2.74 crs Assets under management (AUM) grew to Rs. 520.70 crs as of March 31, 2025, up from Rs. 426.86 crs - a y-o-y increase of 21.98%, driven by demand for affordable home loans in its operational geographies Business Numbers: The Company disbursed Rs. 148.60 crs in the financial year providing housing finance assistance to more than 1250+ home buyers across its operational geographies of 30+ locations across the states of Maharashtra, Madhya Pradesh, Gujarat, Rajasthan, Tamil Nadu and NCR. Direct Assignment: The financial year saw first successful direct. assignment being executed to the tune of Rs.55.83 crs. Income Growth: Interest income grew by 47.22% y-o-y during the year. Net Interest Margin (NIM) stands at 7.69% Profitability: Profit After Tax registered 25% y-o-y growth at rs 11.1crs. Stable Asset Quality: GNPA stands at 1.84% and NNPA stands at 1.40% as of March 31, 2025. Liability Continues to Scale: During the year, Star HFL raised incremental liability of Rs. 145 crs from 2 banks and 6 FIs. Star HFL has maintained strong relationships with its banking partners and is in the process of building a strong pipeline to aid the loan book growth. Capital Levels: Net-worth as of Mar 31, 2025 stands at Rs. 143.87 cr. Leverage levels stand at 2.81x. Star Housing Finance Limited (Star HFL) is BSE listed retail housing finance company. The Company has been operational in the low-cost housing finance space since inception. Star HFL provides long term housing finance assistance to EWS/LIG families towards purchase/construction of low-cost housing units (affordable housing) in its operational geographies. Star HFL is a professionally run with a presence across states of Maharashtra, Madhya Pradesh, Gujarat, Rajasthan, NCR and Tamil Nadu. Star HFL is registered as a Primary Lending Institution (PLI) under the Pradhan Mantri Awas Yojana (PMAY). Star HFL has its Registered & Corporate Office in Mumbai, Maharashtra .
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