LIC Housing Finance has reported a growth of 4.41 per cent in its net consolidated profit during the quarter ended June 30, 2025. Its profit after tax stood at ?1,364 crore in Q1 FY26 as against ?1,306.40 crore it registered in the corresponding quarter of the previous fiscal, the company said in a BSE filing. The company's net consolidated total income stood at ?7,250.16 crore in The company's net consolidated total income stood at ?7,250.16 crore in the similar quarter last year. Tribhuwan Adhikari, managing director & chief executive officer of the company said, "The current year has started off strongly as we reduced the lending rates during this quarter in view of RBI rate cut. Additionally, we also introduced zero processing fee, in order to ease access to housing credit." As on June 30, 2025, its net worth stood at ?35,934.06 crore, debt-equity ratio was 7.71, total debts to total assets was 0.88, operating margin was 23.49%, net profit margin was 18.80%, gross non-performing assets (NPAs) was 2.62%, net NPA was 1.30% and liquidity coverage was 177.43%. The board has constituted a review committee for identification of wilful defaulter. The provisions for expected credit loss (ECL) stood at ?5,051.27 crore as on June 30, 2025, as against ?5,670.07 crore as on June 30, 2024. The stage 3 exposure at default as of June 30, 2025, stood at 2.62% against 3.30% as of June 30, 2024.
 

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