A housing finance company operating in the affordable housing segment across multiple states has reported its annual financial results, showing strong growth in assets under management (AUM) and stable asset quality.
For the twelve months ending March 31, 2025, the company posted total revenue of Rs. 94.96 crore, a 54% year-on-year increase. Profit after tax (PAT) rose 25% to Rs. 11.10 crore, compared to Rs. 8.88 crore in FY2023-24. During the fourth quarter, the company recorded revenue of Rs. 27.89 crore and PAT of Rs. 2.93 crore, up from Rs. 19.34 crore and Rs. 2.74 crore in Q4 FY2023-24.
AUM grew to Rs. 520.70 crore as of March 31, 2025, up from Rs. 426.86 crore — a 22% increase, driven by demand for affordable home loans.
Business Highlights:
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Disbursed Rs. 148.60 crore in housing loans to over 1,250 homebuyers across 30+ locations in Maharashtra, Madhya Pradesh, Gujarat, Rajasthan, Tamil Nadu, and NCR.
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Executed first successful direct assignment worth Rs. 55.83 crore.
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Interest income grew 47% year-on-year, with a Net Interest Margin (NIM) of 7.69%.
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Asset quality remained stable: GNPA at 1.84% and NNPA at 1.40%.
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Raised Rs. 145 crore in incremental liability from banks and financial institutions to support loan book growth.
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Net worth stood at Rs. 143.87 crore with leverage of 2.81x.
The company provides long-term housing finance assistance to economically weaker sections (EWS) and low-income groups (LIG) for the purchase or construction of affordable housing units across its operational geographies.
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