A housing finance company registered an 18.89% growth in net profit for the quarter ended September 30, 2025, compared to the same period last year. The company reported a profit after tax (PAT) of ?X crore, reflecting strong financial performance despite market challenges. The company’s total income for Q2 FY26 stood at ?X crore, showing a solid year-on-year increase, driven by improved loan disbursements and a healthy increase in assets under management.
The company’s loan portfolio saw significant growth during the quarter, with an increase in both retail and affordable housing loans, in line with the government's focus on promoting homeownership. The company's cost of funds remained stable, while the non-performing assets (NPAs) continued to stay under control, reflecting its strong asset quality management.
The company also saw an uptick in disbursements, particularly in the affordable housing segment, with a notable increase in new home loan applications. The management expressed confidence in maintaining the growth trajectory for the remainder of FY26, supported by a strong pipeline of new projects and increased demand in key market segments.
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